-
Co-founded by Brian Mandelbaum, Klover helps millions of people cover small dollar needs in exchange for anonymized transactional data, while enabling advertisers to measure the effectiveness of their programs.
Founded 2019 Series Invested Seedjoinklover.com -
Co-founded by Tim Chen, NerdWallet is a finanical education portal that provides consumers with finanical product recommendations.
Founded 2009 Series Invested Series Anerdwallet.com -
Co-founded by Trisha Kothari, Unit21 applies machine learning and human intelligence to anti-money laundering and fraud operations.
Founded 2018 Series Invested Seedunit21.ai -
Co-founded by George Kalogeropoulos, HealthSherpa is a digital platform that enables individuals to choose and enroll in healthcare plans quickly and easily.
Founded 2013 Series Invested Series Ahealthsherpa.com -
Co-founded by Chris Larsen, Ripple provides global currency settlement to enterprise customers.
Founded 2012 Series Invested Series Aripple.com -
Co-founded by Doug Ricket, PayJoy is a specialty lender and technology provider enabling customers around the world with access to financial services.
Founded 2015 Series Invested Seedpayjoy.com
Founder Testimonials
“-
With its world class expert network, strong focus on financial inclusion and thoughtful approach, Core Innovation Capital is an investor every mission-driven Fintech company should bring onboard.
CYNTHIA CHEN
Co-founder & CEO, Kikoff -
Working with Core has been one of the great pleasures of my career. Their intensity for mission has been inspiring and a great fit for us. In addition, Core has been a phenomenal partner. I can’t give a stronger vote of confidence for a VC.
Jordan Wright
Co-founder & CEO, Atomic Financial -
We put a lot of effort into finding a capital partner that was truly mission-aligned and not just paying lip service to social impact. Core has always walked the walk, and that truly matters when I have hard decisions to make as a founder.
Atticus LeBlanc
Co-founder & CEO, Padsplit
The Core Family
A full list of the incredible companies we feel fortunate to call partners.
-
EXITED
Addition is making personalized financial expertise accessible through both self-directed advice and a marketplace for live advisor sessions.
additionwealth.comFounded 2021 Series Invested Seed -
ACQUIRED
Afford helps low- and moderate-income families become homeowners by making it easier to get financial aid from Down Payment Assistance (DPA) programs.
affordcolorado.orgFounded 2022 Series Invested Seed -
Ampla partners with brands to invest in growth and manage cash flows in one intuitive platform.
getampla.comFounded 2017 Series Invested Seed -
Arrived aims to make real estate investing accessible to millions of individuals—including non-accredited investors.
arrivedhomes.comFounded 2019 Series Invested Seed -
Assured Allies uses machine learning to manage longevity risk, delivering better outcomes for insurers and families.
assuredallies.comFounded 2017 Series Invested Series A -
EXITED
Atomic aims to automate the process of switching direct deposit, credit card, auto loan, IRA /401k, and cash balance transfers, as well as verifying employment and income in real time.
atomicfi.comFounded 2019 Series Invested Seed -
Authentic is a personal lines reciprocal insurance carrier built for web3.
authenticinsurance.comFounded 2022 Series Invested Seed -
ACQUIRED
Bestow is a tech-enabled life insurance startup that enables everyday Americans to easily purchase coverage.
bestow.comFounded 2016 Series Invested Seed -
ACQUIRED
-
ACQUIRED
Blueprint Income is a retirement plan platform that leverages the existing income annuity structure, customizing annuity products to achieve lower investment minimums.
blueprintincome.comFounded 2014 Series Invested Seed -
ACQUIRED
Brigit offers short-term loans to consumers to prevent overdraft fees and to cover temporary cash needs.
hellobrigit.comFounded 2017 Series Invested Seed -
Carrot is a fertility benefit administrator that helps employees navigate and pay for a variety of fertility treatments.
get-carrot.comFounded 2016 Series Invested Seed -
EXCITED
Chalk is building the data infrastructure for fintech companies to make high-quality credit, risk and fraud decisions faster and easier for developers.
chalk.aiFounded 2022 Series Invested Seed -
EXCITED
Chapter is an independent Medicare advisor that helps navigate consumers into the right plans. It gives users a universal plan search and produces independent recommendations.
getchapter.comFounded 2020 Series Invested Series A -
EXCITED
Cherry provides Point-of-Sale financing that is borne by merchants.
withcherry.comFounded 2017 Series Invested Seed -
EXCITED
Column Tax is building the future of personal income tax services by embedding tax filing into a user’s financial life.
columntax.comFounded 2021 Series Invested Seed -
ACQUIRED
Conduit is building one API integration for all DeFi functions, aiming to be the “Stripe for DeFi.”
conduit.financialFounded 2021 Series Invested Seed -
ACQUIRED
Coverhound is an online platform for comparing and purchasing auto home, cyber, and small business insurance.
coverhound.comFounded 2010 Series Invested Series B -
ACQUIRED
Decent is a PEO that administers the health plans they offer - which means no middleman, smoother processes, and lower prices.
decent.comFounded 2017 Series Invested Seed -
EXITED
-
EXITED
Finli is a powerful payment platform for neighborhood SMBs that support families.
finli.comFounded 2019 Series Invested Seed -
EXITED
Forward, formerly LiveStories, is a verticalized payments and workflow product to assist public fund distribution for government entitlements and business recovery.
forwardplatform.comFounded 2013 Series Invested Series B -
EXITED
Freemodel is a home renovation concierge service that helps homeowners maximize their sale price.
freemodel.comFounded 2021 Series Invested Seed -
ACQUIRED
Fundera is a digital loan broker and automated financial advisor for small businesses seeking credit online.
fundera.comFounded 2013 Series Invested Series B -
ACQUIRED
Groundswell is taking corporate philanthropy out of the board room and into the hands of employees by creating a “401k for Good.”
groundswell.ioFounded 2021 Series Invested Seed -
EXITED
HealthSherpa is an online benefits broker and software platform that enables individuals to choose and enroll in healthcare plans quickly and easily.
healthsherpa.comFounded 2013 Series Invested Series A -
ACQUIRED
-
ACQUIRED
Hugo is a “pay as you drive” insurance carrier, offering basic 3rd party liability coverage that is activated via SMS.
withhugo.comFounded 2016 Series Invested Seed -
EXCITED
Jiko is building a new bank centered around privacy, transparency, and control.
jiko.ioFounded 2016 Series Invested Seed -
EXCITED
Keep offers a compensation platform designed to help businesses create, manage, and distribute hiring and retention packages.
keepfinancial.comFounded 2021 Series Invested Seed -
EXCITED
Kikoff offers goal-oriented financial products to help consumers build their credit.
kikoff.comFounded 2019 Series Invested Seed -
EXCITED
Klover helps millions of people cover small dollar needs in exchange for anonymized transactional data, while enabling advertisers to measure the effectiveness of their programs.
joinklover.comFounded 2019 Series Invested Seed -
ACQUIRED
-
ACQUIRED
LoanSnap is a software-enabled mortgage lender, enabling a more efficient mortgage process.
goloansnap.comFounded 2016 Series Invested Seed -
EXITED
Mayvenn is a mobile commerce company that enables hair stylists (many underbanked) to sell products directly to their customers, thereby boosting their income.
mayvenn.comFounded 2011 Series Invested Series A -
EXITED
Mighty Buildings democratizes access to homeownership by creating 3D printed homes and accessory dwelling units (ADU).
mightybuildings.comFounded 2017 Series Invested Seed -
ACQUIRED
-
ACQUIRED
Mosaic partners with solar installers to offer low-cost financing for residential solar installations and other home improvement loans.
joinmosaic.comFounded 2010 Series Invested Seed -
IPO
NerdWallet is a financial education portal that provides consumers with financial product recommendations.
nerdwallet.comFounded 2009 Series Invested Series A -
IPO
Ness is building a credit card for health and wellness that ultimately plans to deconstruct health insurance.
nesswell.comFounded 2020 Series Invested Seed -
EXITED
NeuroNav is a public benefit corporation that helps adults with developmental disabilities (such as autism) and their families navigate disability services using data and technology.
neuronav.orgFounded 2020 Series Invested Seed -
EXITED
Nova Credit is a cross-border credit data aggregator that enables lenders to access foreign credit history and issue loans to creditworthy immigrants without a US credit file.
neednova.comFounded 2016 Series Invested Seed -
EXITED
Noyo enables digital health insurance distribution by allowing carriers, brokers, and other stakeholders to communicate with each other via an API.
gonoyo.comFounded 2018 Series Invested Seed -
ACQUIRED
One Finance is a new consumer banking platform aimed at removing the financial anxiety that impacts the daily lives of the middle-class.
onefinance.comFounded 2019 Series Invested Seed -
IPO
Oportun provides unsecured installment loans credit to the underserved market.
oportun.comFounded 2005 Series Invested Series F -
IPO
PadSplit offers flexible, reliable, and affordable rental units to low and moderate-income (LMI) tenants.
padsplit.comFounded 2018 Series Invested Seed -
ACQUIRED
-
ACQUIRED
Pando allows individuals to pool the risk and rewards of their incomes.
pandopooling.comFounded 2017 Series Invested Series A -
ACQUIRED
Pasito is a B2B software platform that uses personalized, data-based recommendations and incentives to guide employees to their optimal health insurance and wealth benefits.
joinpasito.comFounded 2021 Series Invested Seed -
EXITED
PayJoy is a specialty lender and technology provider that enables users to purchase “pay as you go” access to smart phone handsets at competitive interest rates.
payjoy.comFounded 2015 Series Invested Seed -
EXITED
Pesto enables borrowers to qualify for a credit card through personal collateral (jewelry, gold, watches, etc.).
getpesto.comFounded 2020 Series Invested Seed -
EXITED
Prism helps turn consumer banking history into rich financial insights and predictive risk scores.
prismdata.comFounded 2023 Series Invested Seed -
EXITED
Ribbon Health is a health care data platform that provides the critical infrastructure that payers, providers and digital health solutions need to enable accurate provider directories, reliable referral management, and efficient care navigation.
ribbonhealth.comFounded 2016 Series Invested Series B -
ACQUIRED
Ripple provides global currency settlement to enterprise customers.
ripple.comFounded 2012 Series Invested Seed -
ACQUIRED
SavvyMoney offers credit unions’ and community banks’ customers tools to check and manage their credit score.
savvymoney.comFounded 2008 Series Invested Series A -
ACQUIRED
Say empowers everyday investors in stocks, mutual funds and ETFs to vote their values by inserting itself as a proxy vote vendor to the issuers of securities.
saytechnologies.comFounded 2017 Series Invested Seed -
ACQUIRED
SeedFi is a consumer lender that offers small-dollar, short-term loans with a unique savings component.
seedfi.comFounded 2019 Series Invested Seed -
ACQUIRED
Self is building a decentralized platform for user-centered identity.
yourself.idFounded 2020 Series Invested Seed -
ACQUIRED
Spinwheel is creating the infrastructure to help Americans connect, pay, and manage their debt, starting with student loans.
spinwheel.ioFounded 2019 Series Invested Seed -
ACQUIRED
Synapse offers “banking as a service” technology to companies offering new, lower-cost financial services to everyday consumers.
synapsefi.comFounded 2014 Series Invested Series A -
ACQUIRED
-
ACQUIRED
Trim is an artificial benefits assistant that helps customers make better financial decisions.
asktrim.comFounded 2015 Series Invested Seed -
ACQUIRED
Unit21 applies machine learning and human intelligence to anti-money laundering and fraud operations on an -as-a-service platform.
unit21.aiFounded 2018 Series Invested Seed -
ACQUIRED
WELL is the owner and operator of a portfolio of primary healthcare clinics with low capital intensity and high potential for modernization.
well.companyFounded 2010 Series Invested Common -
ACQUIRED
XP Health brings vision benefits directly to employees and their family members, making it easier and more affordable to get high-quality eyewear.
xphealth.coFounded 2018 Series Invested Seed -
ACQUIRED
Yotta is a direct-to-consumer savings app where users can win lottery prizes based on the amount of money saved within the platform.
withyotta.comFounded 2019 Series Invested Series A
Latest perspectives
and insights.

The 6 Levels of Autonomous Finance
Yesterday I unlocked my phone, requested a Waymo, waited three minutes for it to arrive,…
Read More
The New Reality: Everything is More Expensive
As we approach the end of 2023, the U.S. economy remains unsettled, with next year’s…
Read More
Catching the Demographic Waves In Fintech
“A great investment opportunity occurs when a marvelous business encounters a one-time huge, but solvable…
Read More
Back to the Fintech Future. Reflections on “Fintech for Good” today versus 15 years ago
On August 1st, I joined Core Innovation Capital as a General Partner following six years…
Read More
The Opportunity for U.S. Fintech is by No Means Over. In Fact, It’s Just Beginning.
Have no doubt, the intersection of finance and technology in the U.S. will keep evolving…
Read More
Core’s Impact Measurement, Open Sourced.
Since our inception in 2010, we have measured both our financial returns and our mission….
Read More
Pioneering Fintech Firm Core VC Announces New Partners
Los Angeles, CA, August 2, 2023 — Core Innovation Capital, a fintech venture capital firm…
Read More
Fintech gets SaaSy
At Core Innovation Capital, we focus on aligning profit margins with customer impact as we…
Read More
Rates up, fintech down. Is it actually that simple?
After spending the start of my career as an interest rates trader at Morgan Stanley…
Read More
How Missionary Are You … Actually?
Every startup appears on some grand social (or environmental) mission these days. And in fintech,…
Read More
Mercenary Impact
The Core team has long said that while we respect shrewd mercenaries as well as tree-hugging missionaries, we…
Read More
DeFi in Traditional Finance is Essential, not an Oxymoron (Part II)
Author: David Roos We are at a turning point in finance. High engagement and technological…
Read More
A Case For Why Government Should Mandate Lifetime Basic Income (But Won’t)
About 100 years ago, the government started making auto insurance mandatory. But it took 50…
Read More
DeFi in Traditional Finance is Essential, not an Oxymoron
When my grandma started asking me how to buy bitcoin and my little cousin showed…
Read More
Time to Retire Defined Contributions?
By 2035, for the first time in American history, the number of older adults will…
Read More
From Redlining to Black Fintech
We recently issued a challenge to the fintech community to think outside the box and align the…
Read More
Cracking CAC
“The CIP section of the KYC policy was criticized by the FDIC as inconsistent with…
Read More
More Money, Fewer Problems
About a month ago, two Black-owned banks merged, making the combined institution, City First Bank,…
Read More