Core was inspired by the Nobel Award winning Grameen Bank and the development banking pioneer Shorebank. Spun out from the Financial Health Network in 2009, we are reimagining economic development through the power of technology. As a traditional venture capital firm with the untraditional practice of measuring the positive externalities of our investments, we're helping to chart the future of capitalism.OUR PORTFOLIO
We operate a world-class investment firm that delivers exceptional financial returns by creating transformative social impact at scale. To do so, we invest in innovative startups that help consumers and SMBs spend, save, borrow, and plan for a brighter future.
Through early stage (pre-seed, seed, Series A) investments in fintech and fintech-adjacent businesses, we deliver returns that benefit everyone — investors, portfolio companies, and most of all, their individual customers.
With its world class expert network, strong focus on financial inclusion and thoughtful approach, Core Innovation Capital is an investor every mission-driven Fintech company should bring onboard.CYNTHIA CHEN
Co-founder & CEO, Kikoff
Working with Core has been one of the great pleasures of my career. Their intensity for mission has been inspiring and a great fit for us. In addition, Core has been a phenomenal partner. I can’t give a stronger vote of confidence for a VC.Jordan Wright
Co-founder & CEO, Atomic Financial
We put a lot of effort into finding a capital partner that was truly mission-aligned and not just paying lip service to social impact. Core has always walked the walk, and that truly matters when I have hard decisions to make as a founder.Atticus LeBlanc
Co-founder & CEO, Padsplit
The core principles that guide us forward.
We make bold bets that will reinvent financial empowerment.
We back the most mission driven companies whose financial success aligns with creating value for their customers.
We are collaborative, low ego, and always willing to share our time, networks, and knowledge without quid pro quo.
We are empathetic while direct, and engage others with integrity and confidentiality.
We are always willing to change our minds, learn from our mistakes, and embrace new ideas.
We are selective in the founders we back and win deals as the best partners, not the highest price.
financial products together.
From Human to Bot, From Biased to…Fair?
Fairness in financial services remains an unsolved riddle Core has spent over a decade investing…Read More
The 6 Levels of Autonomous Finance
Yesterday I unlocked my phone, requested a Waymo, waited three minutes for it to arrive,…Read More
The New Reality: Everything is More Expensive
As we approach the end of 2023, the U.S. economy remains unsettled, with next year’s…Read More
Catching the Demographic Waves In Fintech
“A great investment opportunity occurs when a marvelous business encounters a one-time huge, but solvable…Read More
Back to the Fintech Future. Reflections on “Fintech for Good” today versus 15 years ago
On August 1st, I joined Core Innovation Capital as a General Partner following six years…Read More
The Opportunity for U.S. Fintech is by No Means Over. In Fact, It’s Just Beginning.
Have no doubt, the intersection of finance and technology in the U.S. will keep evolving…Read More
Core’s Impact Measurement, Open Sourced.
Since our inception in 2010, we have measured both our financial returns and our mission….Read More
Pioneering Fintech Firm Core VC Announces New Partners
Los Angeles, CA, August 2, 2023 — Core Innovation Capital, a fintech venture capital firm…Read More
Fintech gets SaaSy
At Core Innovation Capital, we focus on aligning profit margins with customer impact as we…Read More
Rates up, fintech down. Is it actually that simple?
After spending the start of my career as an interest rates trader at Morgan Stanley…Read More
How Missionary Are You … Actually?
Every startup appears on some grand social (or environmental) mission these days. And in fintech,…Read More
The Core team has long said that while we respect shrewd mercenaries as well as tree-hugging missionaries, we…Read More
DeFi in Traditional Finance is Essential, not an Oxymoron (Part II)
Author: David Roos We are at a turning point in finance. High engagement and technological…Read More
A Case For Why Government Should Mandate Lifetime Basic Income (But Won’t)
About 100 years ago, the government started making auto insurance mandatory. But it took 50…Read More
DeFi in Traditional Finance is Essential, not an Oxymoron
When my grandma started asking me how to buy bitcoin and my little cousin showed…Read More
Time to Retire Defined Contributions?
By 2035, for the first time in American history, the number of older adults will…Read More
From Redlining to Black Fintech
We recently issued a challenge to the fintech community to think outside the box and align the…Read More
“The CIP section of the KYC policy was criticized by the FDIC as inconsistent with…Read More