Invest in the Core.
Where It Matters Most.
Core was founded on a simple conviction: the greatest returns come from the most overlooked markets where businesses outperform because they create value. Born out of the Financial Health Network and inspired by pioneers like Grameen and ShoreBank, we’ve spent over a decade investing in fintech and use that experience to invest where others won’t—massive, regulated, and operationally complex sectors that are broken and overdue for reinvention. We don’t chase what’s shiny.
OUR PORTFOLIO



We deliver top-tier venture returns through disciplined focus on technology that can create step-function improvements in cost, access, and outcomes. We stay focused on what’s essential: rebuilding the core systems that shape American life—financial services, healthcare, real estate, insurance, and work.
We invest $1-5 million primarily in Seed to Series A companies. We take meaningful positions, offer hands-on partnership, and provide founders with the strategic guidance needed to navigate complex, high-barrier industries.
Founder Testimonials
“-
With its world class expert network, strong focus on financial inclusion and thoughtful approach, Core Innovation Capital is an investor every mission-driven Fintech company should bring onboard.
CYNTHIA CHEN
Co-founder & CEO, Kikoff -
Working with Core has been one of the great pleasures of my career. Their intensity for mission has been inspiring and a great fit for us. In addition, Core has been a phenomenal partner. I can’t give a stronger vote of confidence for a VC.
Jordan Wright
Co-founder & CEO, Atomic Financial -
We put a lot of effort into finding a capital partner that was truly mission-aligned and not just paying lip service to social impact. Core has always walked the walk, and that truly matters when I have hard decisions to make as a founder.
Atticus LeBlanc
Co-founder & CEO, Padsplit
Our Values
The core principles that guide us forward.
-
Intrepid Investors
We make bold bets that will reinvent financial empowerment.
-
Alignment Ambassadors
We back the most mission driven companies whose financial success aligns with creating value for their customers.
-
Collaborative Colleagues
We are collaborative, low ego, and always willing to share our time, networks, and knowledge without quid pro quo.
-
Compassionate Confidants
We are empathetic while direct, and engage others with integrity and confidentiality.
-
Perpetual Pupils
We are always willing to change our minds, learn from our mistakes, and embrace new ideas.
-
Disciplined Dealmakers
We are selective in the founders we back and win deals as the best partners, not the highest price.
Unlocking wealth and health together.
OUR PORTFOLIO
Latest perspectives
and insights.

Saving Private Practice
Over the past decade, private practice in healthcare has been rapidly declining. Between 2012 to…
Read More
Can Advisory Boards Really Add Value?
Not too long ago, I joined the venture industry following an operating career in fintech…
Read More
AI for Al(l)
AI receives an abundance of media coverage on an almost daily basis and is a…
Read More
Redefining the American Dream: From House Keys to Business Keys
Have we had the American Dream all wrong? For many, the American Dream is the…
Read More
From Kafka to Clarity: How SaaS and AI Will Streamline Government Bureaucracy
In 1986, President Ronald Reagan famously quipped, ‘The nine most terrifying words in the English…
Read More
The Unsung Hero: Why Financial Security Matters More Than You Think
Whenever I drive, I listen to whatever podcast my wife, Karin, was listening to (because…
Read More
Small is Beautiful
Small Teams, Big TAMs: The Ultra-Lean AI Startup Movement and How it Will Feast on…
Read More
Rebuilding After the Fires: Seven Steps to Stabilize Your Finances
The devastating impact of the recent LA fires has left tens of thousands of people…
Read More
From Human to Bot, From Biased to…Fair?
Fairness in financial services remains an unsolved riddle Core has spent over a decade investing…
Read More
The 6 Levels of Autonomous Finance
Yesterday I unlocked my phone, requested a Waymo, waited three minutes for it to arrive,…
Read More
The New Reality: Everything is More Expensive
As we approach the end of 2023, the U.S. economy remains unsettled, with next year’s…
Read More
Catching the Demographic Waves In Fintech
“A great investment opportunity occurs when a marvelous business encounters a one-time huge, but solvable…
Read More
Back to the Fintech Future. Reflections on “Fintech for Good” today versus 15 years ago
On August 1st, I joined Core Innovation Capital as a General Partner following six years…
Read More
The Opportunity for U.S. Fintech is by No Means Over. In Fact, It’s Just Beginning.
Have no doubt, the intersection of finance and technology in the U.S. will keep evolving…
Read More
Core’s Impact Measurement, Open Sourced.
Since our inception in 2010, we have measured both our financial returns and our mission….
Read More
Pioneering Fintech Firm Core VC Announces New Partners
Los Angeles, CA, August 2, 2023 — Core Innovation Capital, a fintech venture capital firm…
Read More
Fintech gets SaaSy
At Core Innovation Capital, we focus on aligning profit margins with customer impact as we…
Read More
Rates up, fintech down. Is it actually that simple?
After spending the start of my career as an interest rates trader at Morgan Stanley…
Read More