Latest perspectives
and insights.
Saving Private Practice
Over the past decade, private practice in healthcare has been rapidly declining. Between 2012 to…
Read MoreFrom Kafka to Clarity: How SaaS and AI Will Streamline Government Bureaucracy
In 1986, President Ronald Reagan famously quipped, ‘The nine most terrifying words in the English…
Read MoreCan Advisory Boards Really Add Value?
Not too long ago, I joined the venture industry following an operating career in fintech…
Read MoreAI for Al(l)
AI receives an abundance of media coverage on an almost daily basis and is a…
Read MoreRedefining the American Dream: From House Keys to Business Keys
Have we had the American Dream all wrong? For many, the American Dream is the…
Read MoreThe Unsung Hero: Why Financial Security Matters More Than You Think
Whenever I drive, I listen to whatever podcast my wife, Karin, was listening to (because…
Read MoreFrom Human to Bot, From Biased to…Fair?
Fairness in financial services remains an unsolved riddle Core has spent over a decade investing…
Read MoreThe 6 Levels of Autonomous Finance
Yesterday I unlocked my phone, requested a Waymo, waited three minutes for it to arrive,…
Read MoreThe New Reality: Everything is More Expensive
As we approach the end of 2023, the U.S. economy remains unsettled, with next year’s…
Read MoreCatching the Demographic Waves In Fintech
“A great investment opportunity occurs when a marvelous business encounters a one-time huge, but solvable…
Read MoreBack to the Fintech Future. Reflections on “Fintech for Good” today versus 15 years ago
On August 1st, I joined Core Innovation Capital as a General Partner following six years…
Read MoreThe Opportunity for U.S. Fintech is by No Means Over. In Fact, It’s Just Beginning.
Have no doubt, the intersection of finance and technology in the U.S. will keep evolving…
Read MoreCore’s Impact Measurement, Open Sourced.
Since our inception in 2010, we have measured both our financial returns and our mission….
Read MorePioneering Fintech Firm Core VC Announces New Partners
Los Angeles, CA, August 2, 2023 — Core Innovation Capital, a fintech venture capital firm…
Read MoreFintech gets SaaSy
At Core Innovation Capital, we focus on aligning profit margins with customer impact as we…
Read MoreRates up, fintech down. Is it actually that simple?
After spending the start of my career as an interest rates trader at Morgan Stanley…
Read MoreHow Missionary Are You … Actually?
Every startup appears on some grand social (or environmental) mission these days. And in fintech,…
Read MoreMercenary Impact
The Core team has long said that while we respect shrewd mercenaries as well as tree-hugging missionaries, we…
Read MoreDeFi in Traditional Finance is Essential, not an Oxymoron (Part II)
Author: David Roos We are at a turning point in finance. High engagement and technological…
Read MoreA Case For Why Government Should Mandate Lifetime Basic Income (But Won’t)
About 100 years ago, the government started making auto insurance mandatory. But it took 50…
Read MoreDeFi in Traditional Finance is Essential, not an Oxymoron
When my grandma started asking me how to buy bitcoin and my little cousin showed…
Read MoreTime to Retire Defined Contributions?
By 2035, for the first time in American history, the number of older adults will…
Read MoreFrom Redlining to Black Fintech
We recently issued a challenge to the fintech community to think outside the box and align the…
Read MoreCracking CAC
“The CIP section of the KYC policy was criticized by the FDIC as inconsistent with…
Read MoreMore Money, Fewer Problems
About a month ago, two Black-owned banks merged, making the combined institution, City First Bank,…
Read MoreCore’s North Star
Core was originally inspired by microlending in the developing world and in anger at the…
Read MoreChristmas in February
When it comes to Christmas, our daughter creates a Google Sheet with over a hundred…
Read MoreMake America (Financially) Healthy Again
Is Affirm ground zero of financial health? After all, they take pains to align with…
Read MoreMarch of the Fintechs
We’re in the fourth wave of fintech (the first was in the 70s with the…
Read MoreConsumers Bite Back: How Data Can Benefit The Rest of Us, Not Just FAANG
We believe the American playbook for wealth creation — go to college, work hard, buy…
Read MoreIt’s Expensive to Be American
By Arjan Schütte and Matthew Shackelford For years, I’ve been going around saying it’s expensive…
Read MoreIs Walmart the Community Bank of the Future?
As unemployment benefits are expiring, and many who were furloughed are likely to be laid…
Read MoreExternalities Matter, a Lot
In the midst of the social reckoning of the racist roots of our nation, and…
Read MoreThe Next PPP: Public-Private Partnership
by Gregg Schoenberg and Arjan Schütte In the fog of pandemic war, with everyone an…
Read MoreHow Fun, Automation and an Epiphany Will Get America Saving Again
By Arjan Schütte Our lack of saving is painfully clear today. It is no news…
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