Latest perspectives
and insights.
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Rebuilding After the Fires: Seven Steps to Stabilize Your Finances
The devastating impact of the recent LA fires has left tens of thousands of people…
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Saving Private Practice
Over the past decade, private practice in healthcare has been rapidly declining. Between 2012 to…
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From Kafka to Clarity: How SaaS and AI Will Streamline Government Bureaucracy
In 1986, President Ronald Reagan famously quipped, ‘The nine most terrifying words in the English…
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Can Advisory Boards Really Add Value?
Not too long ago, I joined the venture industry following an operating career in fintech…
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AI for Al(l)
AI receives an abundance of media coverage on an almost daily basis and is a…
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Redefining the American Dream: From House Keys to Business Keys
Have we had the American Dream all wrong? For many, the American Dream is the…
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The Unsung Hero: Why Financial Security Matters More Than You Think
Whenever I drive, I listen to whatever podcast my wife, Karin, was listening to (because…
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From Human to Bot, From Biased to…Fair?
Fairness in financial services remains an unsolved riddle Core has spent over a decade investing…
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The 6 Levels of Autonomous Finance
Yesterday I unlocked my phone, requested a Waymo, waited three minutes for it to arrive,…
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The New Reality: Everything is More Expensive
As we approach the end of 2023, the U.S. economy remains unsettled, with next year’s…
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Catching the Demographic Waves In Fintech
“A great investment opportunity occurs when a marvelous business encounters a one-time huge, but solvable…
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Back to the Fintech Future. Reflections on “Fintech for Good” today versus 15 years ago
On August 1st, I joined Core Innovation Capital as a General Partner following six years…
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The Opportunity for U.S. Fintech is by No Means Over. In Fact, It’s Just Beginning.
Have no doubt, the intersection of finance and technology in the U.S. will keep evolving…
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Core’s Impact Measurement, Open Sourced.
Since our inception in 2010, we have measured both our financial returns and our mission….
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Pioneering Fintech Firm Core VC Announces New Partners
Los Angeles, CA, August 2, 2023 — Core Innovation Capital, a fintech venture capital firm…
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Fintech gets SaaSy
At Core Innovation Capital, we focus on aligning profit margins with customer impact as we…
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Rates up, fintech down. Is it actually that simple?
After spending the start of my career as an interest rates trader at Morgan Stanley…
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How Missionary Are You … Actually?
Every startup appears on some grand social (or environmental) mission these days. And in fintech,…
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Mercenary Impact
The Core team has long said that while we respect shrewd mercenaries as well as tree-hugging missionaries, we…
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DeFi in Traditional Finance is Essential, not an Oxymoron (Part II)
Author: David Roos We are at a turning point in finance. High engagement and technological…
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A Case For Why Government Should Mandate Lifetime Basic Income (But Won’t)
About 100 years ago, the government started making auto insurance mandatory. But it took 50…
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DeFi in Traditional Finance is Essential, not an Oxymoron
When my grandma started asking me how to buy bitcoin and my little cousin showed…
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Time to Retire Defined Contributions?
By 2035, for the first time in American history, the number of older adults will…
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From Redlining to Black Fintech
We recently issued a challenge to the fintech community to think outside the box and align the…
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Cracking CAC
“The CIP section of the KYC policy was criticized by the FDIC as inconsistent with…
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More Money, Fewer Problems
About a month ago, two Black-owned banks merged, making the combined institution, City First Bank,…
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Core’s North Star
Core was originally inspired by microlending in the developing world and in anger at the…
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Christmas in February
When it comes to Christmas, our daughter creates a Google Sheet with over a hundred…
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Make America (Financially) Healthy Again
Is Affirm ground zero of financial health? After all, they take pains to align with…
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March of the Fintechs
We’re in the fourth wave of fintech (the first was in the 70s with the…
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Consumers Bite Back: How Data Can Benefit The Rest of Us, Not Just FAANG
We believe the American playbook for wealth creation — go to college, work hard, buy…
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It’s Expensive to Be American
By Arjan Schütte and Matthew Shackelford For years, I’ve been going around saying it’s expensive…
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Is Walmart the Community Bank of the Future?
As unemployment benefits are expiring, and many who were furloughed are likely to be laid…
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Externalities Matter, a Lot
In the midst of the social reckoning of the racist roots of our nation, and…
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The Next PPP: Public-Private Partnership
by Gregg Schoenberg and Arjan Schütte In the fog of pandemic war, with everyone an…
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How Fun, Automation and an Epiphany Will Get America Saving Again
By Arjan Schütte Our lack of saving is painfully clear today. It is no news…
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